Mahila Plan
Exclusively designed for women — financial protection, independence, and security in one powerful plan.
About Mahila Plan
The LIC Mahila Plan (Jeevan Lakshya / Aadhaar Stambh) is a specially designed insurance plan catering to the unique financial needs and life goals of women. Whether she is a homemaker, a working professional, a mother, or an entrepreneur, this plan provides comprehensive financial protection. The plan ensures that the woman's family remains financially secure even in her absence, and it also serves as a powerful savings vehicle for long-term goals. Women often play the role of family financial managers, and this plan recognises their contribution by offering exclusive benefits and riders tailored to their needs.
Quick Benefits
- Exclusively designed for women
- Annual income benefit for family after death
- Lump sum on maturity
- Premium waiver on disability
- Critical illness benefit
- Tax benefits under Section 80C
Who Should Take This Plan?
Homemakers who want to secure their family's financial future independently.
Working women who want to combine savings and life cover in one plan.
Mothers planning for their children's education and marriage expenses.
Women entrepreneurs seeking financial backup for their business and family.
Young women starting their careers who want to start saving early.
Women in lower income brackets looking for affordable insurance protection.
Key Features
Women-Centric Design
Benefits and riders specifically tailored to women's life stages — marriage, maternity, career breaks.
Annual Income Benefit
On death of the policyholder, the nominee receives 10% of sum assured annually plus a lump sum on maturity date.
Premium Waiver
In case of accidental permanent disability, future premiums are waived while the policy remains fully active.
Flexible Savings
The plan doubles as a disciplined savings tool helping women accumulate wealth for their long-term goals.
Rider Benefits
Additional riders for accident, disability, and critical illness can be attached for comprehensive coverage.
Financial Independence
Empowers women to have their own financial safety net independent of their family's income.
Save Taxes While You Protect
Premiums paid for LIC Mahila Plan qualify for deduction under Section 80C up to ₹1.5 lakh per year. The maturity proceeds are tax-free under Section 10(10D). This makes the Mahila Plan an excellent tax-planning tool for women, especially for working women who want to optimize their tax outgo while building financial security.
Why This Plan Stands Out
Purpose-Built for Women
Unlike generic plans, Mahila Plan addresses the unique financial journey of women.
Income + Protection
Provides periodic income to the family along with lump sum maturity benefit.
Disability Protection
Premium waiver ensures the plan continues even if the woman becomes disabled.
Empowerment Tool
Encourages financial independence and security among women of all backgrounds.
Affordable Premiums
Designed to be accessible to women across different income levels.
Family-Centric Benefits
Protects not just the woman but also her entire family's financial future.
Interested in Mahila Plan?
Let Atul Gitay guide you through the plan details and find the best option for your specific needs. Get a free, no-obligation consultation today.
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- No sales pressure
- Personalised advice
- Quick response
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Ready to Secure Your Future?
Get a free, no-obligation consultation with Atul Gitay today. He will help you find the right insurance plan.